Empower Your Retirement Journey with Knowledge
Access expert insights and resources from Golden Age Pension Planners to confidently plan your financial future in Singapore. We provide trusted advice for CPF, investments, pensions, and estate planning, ensuring you're well-prepared for the years ahead.
Guiding Singaporeans Towards a Confident Retirement
Golden Age Pension Planners is a premier, independent financial advisory firm proudly based in the heart of Singapore, dedicated exclusively to the art and science of comprehensive retirement planning. We were founded with a clear vision: to demystify the complexities of financial planning and empower individuals and families across Singapore with the essential knowledge, tailored strategies, and unwavering support needed to achieve enduring long-term financial security. Our ultimate goal is to ensure you can embrace and truly enjoy your well-deserved golden years with peace of mind and financial confidence. We understand that retirement planning in Singapore involves navigating unique local considerations, such as the Central Provident Fund (CPF) system, Supplementary Retirement Scheme (SRS), and specific investment landscapes, and we possess deep expertise in integrating these elements effectively.
At the core of our philosophy lies the unwavering belief that well-informed decisions are the bedrock of any successful and resilient retirement plan. This conviction drives our commitment to prioritize client education above all else, ensuring you understand not just the 'what', but the 'why' behind every recommendation. We champion transparency in all our interactions, fostering a relationship built on mutual trust and clear communication. Every piece of advice we offer is meticulously personalized, carefully tailored to reflect your unique life circumstances, aspirations, risk tolerance, and specific retirement goals. We don't believe in one-size-fits-all solutions; instead, we engage in deep discovery to craft strategies that are truly yours. This client-centric approach extends beyond initial planning; we see ourselves as your long-term partners, committed to reviewing and adjusting your plan as life evolves.
Our history is rooted in a passion for helping Singaporeans navigate the often-daunting path to retirement. Seeing a need for specialized, unbiased advice focused solely on this critical life stage, our founders established Golden Age Pension Planners to provide a higher standard of care and expertise. We operate under the stringent regulations of the Monetary Authority of Singapore (MAS), upholding the highest ethical standards. Our values are the compass guiding our practice: Integrity ensures we always act in your best interest; Client Education empowers your decision-making; Personalized Strategies guarantee relevance; and a commitment to Long-Term Partnership means we're with you every step of the way, celebrating milestones and navigating challenges together. We strive to be more than just advisors; we aim to be trusted guides on your journey to a prosperous retirement.
Our Core Values:
- Integrity & Trust: Always acting in your best interest.
- Client Education: Empowering you with knowledge.
- Personalized Strategies: Tailoring plans to your unique needs.
- Long-Term Partnership: Supporting you throughout your journey.

Experience the Golden Age Difference
Choosing the right financial partner is crucial for your retirement success. Discover why discerning Singaporeans trust Golden Age Pension Planners to guide their financial future.
Education-First Approach
We don't just provide advice; we ensure you understand it. We empower you with clear, jargon-free explanations and comprehensive resources, enabling you to fully grasp your financial options and make decisions with confidence.
Tailored Retirement Strategies
Your retirement dreams are unique, and so should be your financial plan. We meticulously craft personalized strategies centered around your specific life goals, desired timeline, income needs, and individual risk tolerance.
Experienced Singapore Advisors
Benefit from our team's deep, localized expertise. We possess an intricate understanding of Singapore's financial landscape, including CPF regulations, SRS schemes, tax implications, and local market nuances.
Holistic Financial Planning
We look at the bigger picture. Our comprehensive approach addresses all interconnected aspects of your financial life, from accumulating wealth through investments to protecting it with insurance and preserving it via estate planning.
Transparent Fees
Trust is built on clarity. We practice clear, upfront, and honest communication regarding our fee structure, ensuring you understand the costs involved with no hidden charges or unwelcome surprises.
Long-Term Partnership
Retirement planning isn't a one-off event; it's an ongoing journey. We are committed to being your steadfast partners, providing continuous support, regular progress reviews, and proactive adjustments as your life evolves.
Knowledge is Power: Your Retirement Resource Hub
Explore our curated collection of guides, insightful articles, and practical tools designed to help you navigate the path to retirement and make informed financial decisions with greater clarity.

The Ultimate Singapore Retirement Planning Guide
Our signature comprehensive downloadable PDF guide. It delves into critical topics like maximizing your CPF savings, understanding the Supplementary Retirement Scheme (SRS), building effective investment portfolios for retirement income, and outlining essential planning steps tailored for Singapore residents.

Understanding Your CPF Retirement Sums
Navigate the complexities of the CPF system with ease. This article clearly demystifies the Basic Retirement Sum (BRS), Full Retirement Sum (FRS), and Enhanced Retirement Sum (ERS), explaining what these figures mean for your potential monthly payouts and overall retirement security.

Retirement Savings Calculator
Gain a clearer picture of your savings goals. Use our